To Emergency Wallet, Lightning - Fast Funds Without Stress
A Regulated Lending Platform byGot - It Lending Inc.
Cash in Minutes, Zero Stress
Your Wallet for Every Emergency
Safe, Regulated, and Trusted
Instant Payouts to Bank or E-Wallet
3 Steps. Fast Loan. Done.
Smart Money for Every Pinoy Need
Pera Bag Understands Every "Urgent Need" of Yours
Whether it's an unexpected bill, a small purchase, or an emergency expense, Pera Bag can be your "timely rain". We are more than just a lending platform; we are your financial partner by your side — Got It, we "bag" your needs and solve them! Our mission is to provide accessible and responsible financial services to help people navigate through financial difficulties. We believe that everyone deserves a reliable source of funds when they need it most, and we strive to make that a reality with Pera Bag.
3 Easy Steps to Borrow Money Easier Than Asking a Friend
1
Download Pera Bag
Search for "Pera Bag" on Google Play and install the App with one click.Our App is optimized for both Android phones and tablets, taking up minimal storage space. The download process is fast, so you can get started right away.
2
Fill in Information in 1 Minute
Upload your ID and fill in basic information. Our system will automatically assess your credit limit. We only ask for essential information necessary for the loan approval process. All the data you provide is encrypted during transmission and storage, ensuring your privacy is protected.
3
Funds Arrive Upon Approval
Once approved, the funds will be directly transferred to your linked account, no waiting required. We support a wide range of banks and e - wallets in the Philippines, so you can choose the most convenient way to receive your funds. The transfer is processed instantly, so you can access the money as soon as it's approved.
1
Download Pera Bag
Search for "Pera Bag" on Google Play and install the App with one click.Our App is optimized for both Android phones and tablets, taking up minimal storage space. The download process is fast, so you can get started right away.
2
Fill in Information in 1 Minute
Upload your ID and fill in basic information. Our system will automatically assess your credit limit. We only ask for essential information necessary for the loan approval process. All the data you provide is encrypted during transmission and storage, ensuring your privacy is protected.
3
Funds Arrive Upon Approval
Once approved, the funds will be directly transferred to your linked account, no waiting required. We support a wide range of banks and e - wallets in the Philippines, so you can choose the most convenient way to receive your funds. The transfer is processed instantly, so you can access the money as soon as it's approved.
Compliance and Security Commitments
We strictly abide by the "Loan Company Supervision Law" and SEC regulations, ensuring all lending activities are legal and compliant.
Personal data is protected by the National Privacy Commission (NPC), and we will never disclose it to third parties without your consent.
Borrowing comes with risks, so please borrow carefully: Only borrow according to your repayment ability, as late payments will affect your credit record.
We also have a dedicated compliance team that keeps up-to-date with the latest laws and regulations to ensure our operations are always in line with the requirements. This commitment to compliance not only protects our users but also helps maintain the integrity of the financial system.
Whether you have a problem with the application process, need clarification on repayment terms, or have any other concerns, our online customer service representatives are here to help you anytime, anywhere.
Pera Bag
+63 889285032
perabag@got-it-lending.com
Mondays to Sundays 9:00 AM - 6:00 PM
In-App Online Customer Service：Available 24/7
